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Marital status, gender and age significantly affect how much Americans pay for car insurance, according to a new insuranceQuotes.com report.

For instance:

Marital Status

Gender

Age

"Plenty of families worry about when grandma or grandpa should stop driving, but the data shows that drivers in their teens and early 20s are much more risky," said Laura Adams, insuranceQuotes.com's senior analyst. "Young drivers, in particular, can save money by qualifying for good student discounts, signing up for pay-as-you-drive programs and competing driver safety courses."

For more information visit http://insurancequotes.com/auto

insuranceQuotes.com commissioned Quadrant Information Services to measure the impacts of gender, age and marital status on car insurance premiums using data from the largest carriers (representing 60-70% of market share) in each U.S. state and the District of Columbia.

Assumptions included: driver is employed, drives a 2012 sedan, has a bachelor's degree, a clean driving record, an excellent credit score and no lapse in coverage with the following limits: $100,000 (bodily injury per person) / $300,000 (bodily injury per accident) / $100,000 (property damage per accident), $10,000 (personal injury protection or medical payments) and a $500 deductible for comprehensive coverage.

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